NPS Calculator

Estimate retirement corpus, monthly pension, and tax savings under National Pension System

Monthly Contribution (₹)

Current Age

Retirement Age

Expected Return Rate (% p.a.) Equity 12-14%, Bonds 9-10%, Govt 8-9%

Annuity Rate (% p.a.) Typically 5-7%

5.78x

₹1.04 Cr

30 years of investing ₹5,000/month

Total Invested₹18.00 L

Returns Earned₹85.96 L

Total Corpus₹1.04 Cr

Lump Sum (60%) — Tax-free₹62.38 L

Annuity Purchase (40%)₹41.59 L

Monthly Pension₹20,793/mo

Age	Invested	Corpus	Returns
35	₹3.00 L	₹3.86 L	₹85,859
40	₹6.00 L	₹10.07 L	₹4.07 L
45	₹9.00 L	₹20.08 L	₹11.08 L
50	₹12.00 L	₹36.20 L	₹24.20 L
55	₹15.00 L	₹62.16 L	₹47.16 L
60	₹18.00 L	₹1.04 Cr	₹85.96 L

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